The JAMB Cut Off Mark for Banking and Finance is a critical benchmark for aspiring students aiming to pursue this dynamic course in Nigerian universities. For the 2026/2027 academic session, the Joint Admissions and Matriculation Board (JAMB) has set the general minimum UTME score at 150 for universities offering this course.
However, individual institutions often raise this threshold based on competition, available slots, and departmental demands. As the financial sector continues to grow, Banking and Finance remains one of the most sought-after programs, equipping graduates with skills in financial management, investment strategies, and economic analysis.
Federal universities typically require 180 or higher, state universities hover around 160 to 180, while private universities may accept scores starting from 150 to 160.
Understanding the JAMB Cut Off Mark for Banking and Finance 2026/2027 helps candidates strategize their applications effectively, ensuring they target realistic options while preparing for post-UTME screenings.
JAMB Cut Off Mark for Banking and Finance
Overview of Banking and Finance and Admission Essentials
Banking and Finance as a course delves into core areas like monetary policy, risk management, corporate finance, and international banking. It prepares students for careers in commercial banks, investment firms, regulatory bodies like the Central Bank of Nigeria, and fintech startups.
The program’s popularity stems from Nigeria’s evolving economy, where financial literacy and expertise are in high demand. Admission into this course not only requires meeting the JAMB Cut Off Mark for Banking and Finance but also strong O’Level results (at least five credits including Mathematics, English Language, Economics, and two other relevant subjects) and excelling in post-UTME exams.
Candidates should note that while the national benchmark is 140, competitive institutions adjust their JAMB Cut Off Mark for Banking and Finance upward to select top performers. For instance, in the previous session, over 200,000 candidates applied for finance-related courses, intensifying the need for scores well above the minimum.
To gain admission, aspirants must register for the UTME with the correct subject combination: English Language (compulsory), Mathematics, Economics, and one of Commerce, Government, or Principles of Accounts. After scoring at or above the JAMB Cut Off Mark for Banking and Finance 2026/2027, candidates proceed to the chosen university’s post-UTME, where aggregate scores (combining UTME, post-UTME, and O’Level grades) determine final placement. Early preparation, including past question practice and mock exams, is essential.
Additionally, factors like catchment areas and quotas influence admissions in public universities. Private institutions offer more flexibility but often come with higher tuition fees. As the 2026/2027 session approaches, staying informed about updates from JAMB and university portals is key to navigating this process successfully.
Federal Universities Offering Banking and Finance
Federal universities, funded by the government, maintain rigorous standards and often the highest cutoffs due to national applicant volume. Below is a table of federal universities offering Banking and Finance, including their projected JAMB Cut Off Mark for Banking and Finance 2026/2027.
| University | Projected JAMB Cut Off Mark |
|---|---|
| Ahmadu Bello University (ABU), Zaria | 200 |
| University of Abuja (UNIABUJA) | 180 |
| University of Benin (UNIBEN) | 200 |
| University of Calabar (UNICAL) | 180 |
| University of Ibadan (UI) | 220 |
| University of Ilorin (UNILORIN) | 200 |
| University of Lagos (UNILAG) | 220 |
| University of Nigeria, Nsukka (UNN) | 200 |
| Obafemi Awolowo University (OAU), Ile-Ife | 200 |
| Usmanu Danfodiyo University (UDUSOK), Sokoto | 180 |
| Federal University of Technology, Owerri (FUTO) | 180 |
| Bayero University Kano (BUK) | 180 |
| Nnamdi Azikiwe University (UNIZIK), Awka | 180 |
| University of Port Harcourt (UNIPORT) | 180 |
These institutions emphasize research and practical training, with programs accredited by bodies like the National Universities Commission (NUC). For example, UNILAG’s cutoff reflects its status as a premier choice, drawing applicants nationwide.
State Universities Offering Banking and Finance
State universities provide affordable education with regional focus, often setting moderate cutoffs. The following table lists state universities with their projected JAMB Cut Off Mark for Banking and Finance 2026/2027.
| University | Projected JAMB Cut Off Mark |
|---|---|
| Lagos State University (LASU), Ojo | 180 |
| Delta State University (DELSU), Abraka | 160 |
| Ekiti State University (EKSU), Ado-Ekiti | 160 |
| Ambrose Alli University (AAU), Ekpoma | 160 |
| Olabisi Onabanjo University (OOU), Ago-Iwoye | 160 |
| Ladoke Akintola University of Technology (LAUTECH), Ogbomoso | 180 |
| Nasarawa State University (NSUK), Keffi | 160 |
| Kwara State University (KWASU), Malete | 160 |
| Bauchi State University (BASUG), Gadau | 160 |
| Gombe State University (GSU), Gombe | 160 |
| Kogi State University (KSU), Anyigba | 160 |
| Osun State University (UNIOSUN), Osogbo | 160 |
| Abia State University (ABSU), Uturu | 160 |
State universities like LASU prioritize indigenes but welcome high-scoring non-indigenes. Their programs often include internships with local banks, enhancing employability.
Private Universities Offering Banking and Finance
Private universities offer flexible admissions and modern facilities, with lower cutoffs to attract diverse students. Here’s a table of private universities and their projected JAMB Cut Off Mark for Banking and Finance 2026/2027.
| University | Projected JAMB Cut Off Mark |
|---|---|
| Covenant University, Ota | 180 |
| Bowen University, Iwo | 170 |
| Babcock University, Ilishan-Remo | 170 |
| American University of Nigeria (AUN), Yola | 160 |
| Redeemer’s University, Ede | 160 |
| Pan-Atlantic University (PAU), Lagos | 170 |
| Crawford University, Igbesa | 150 |
| Bells University of Technology, Ota | 160 |
| Caleb University, Imota | 150 |
| Afe Babalola University (ABUAD), Ado-Ekiti | 160 |
| Landmark University, Omu-Aran | 160 |
| Madonna University, Okija | 140 |
| Benson Idahosa University (BIU), Benin City | 150 |
Private options like Covenant University integrate entrepreneurship, preparing students for global finance roles. While fees are higher (N500,000 to N2,000,000 annually), scholarships are available for merit.
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FAQs
What is the minimum JAMB Cut Off Mark for Banking and Finance 2026/2027?
The national minimum is 140, but most universities require 160 or higher. Federal institutions often demand 180+.
Can I study Banking and Finance with 150 in JAMB?
Yes, in some private and state universities like Madonna University or Crawford University, but check post-UTME requirements.
What O’Level subjects are needed for Banking and Finance?
Five credits including English, Mathematics, Economics, and two others like Commerce or Accounting, in not more than two sittings.
How does post-UTME affect admission for Banking and Finance?
It contributes 50-70% to your aggregate score. High UTME alone isn’t enough; prepare for it seriously.
Which university has the lowest JAMB Cut Off Mark for Banking and Finance?
Private universities like Madonna University accept 140, making them accessible for moderate scorers.
Is Banking and Finance competitive in 2026/2027?
Yes, especially in federal universities, due to career prospects. Aim above the cutoff for better chances.
Can I change my course if I miss the cutoff for Banking and Finance?
Yes, via JAMB portal, to related fields like Accounting with lower requirements.
Do private universities require post-UTME for Banking and Finance?
Most do, but some use direct screening. Confirm with the institution.
